CKYCA Test Dumps Demo, CKYCA Valid Dump
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ACAMS Association of Certified Anti Money Laundering Sample Questions (Q96-Q101):
NEW QUESTION # 96
The first step in the CDD of a legal person is to?
- A. Discover the type of business your customer undertakes.
- B. Understand the ownership structure and to track back to the ultimate beneficial owners and controllers.
- C. Find out what the account will be used for, and the level of activity your organization should expect to see.
Answer: B
NEW QUESTION # 97
Trade finance, which is the provision or credit for domestic and international trade transactions is likely?
- A. Usually a High Risk Product
- B. Usually a Low Risk Product.
- C. It depends on the Anti-Money Laundering program.
- D. Usually a Medium Risk Produce.
Answer: A
NEW QUESTION # 98
If the legal structure is overly complex.
What step should the analyst do when conducting Customer Due Diligence in identifying the beneficial owners?
- A. Escalate, A complex legal structure is a sign of hiding the beneficial owner.
- B. Continue, Most legal structures can be overly complex in a normal business setting.
- C. Tread carefully, particularly if they operate in jurisdictions with secrecy la
Answer: C
NEW QUESTION # 99
According to the Financial Action Task Force (FATF), which step should an institution take if a customer is unable to provide identifying documentation without errors?
- A. Cease opening the account and consider filling a suspicious activity report.
- B. Restrict similar customers from opening accounts and post a notice in the branches.
- C. Continue opening the account and request additional information within 90 days.
- D. Request an information-sharing process and provide the error to other institutions.
Answer: A
Explanation:
FATF requires that if a customer cannot provide acceptable identifying documentation, the institution must not open the account and should consider filing a suspicious activity report, as the inability to provide valid documents is a significant red flag.
NEW QUESTION # 100
During the regular periodic review of a high-risk client, a KYC analyst performs EDD checks and detects the presence of a politically exposed person. The KYC analyst should escalate this issue to the:
- A. head of the KYC team for approval or denial of risk.
- B. management team for approval or denial of risk
- C. onboarding team for the assessment of risk
- D. privacy officer for the assessment of risk
Answer: B
Explanation:
When a politically exposed person (PEP) is identified during enhanced due diligence, FATF requires that senior management approve the decision to continue or terminate the relationship due to the elevated financial crime risk.
NEW QUESTION # 101
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